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100K Savings Challenge

SAVE WITH PURPOSE. BUILD WEALTH WITH DISCIPLINE IN 2026.

Save $100k in 2026

The year-long challenge that teaches you to master money through discipline, consistency, and focus.

No shortcuts. No gimmicks. Just a clear, flexible plan to save between $25 and $500 each week. Start January 1, 2026, and build the financial foundation you've been putting off.

THE PROBLEM

Most People Never Build Savings. Here's Why.

No Accountability

Saving alone is hard. When no one's watching and life gets expensive, it's easy to quit after a few weeks.

No Structure

You want to save, but without a clear plan, money disappears into daily spending. Good intentions don't build wealth.

No Discipline

Motivation fades. Expenses pop up. Without consistent action, your savings account stays stagnant year after year.

How it Works
Community Support

Four Steps to Financial Discipline

Choose Your Tier

Pick the savings target that matches your current income. Start where you are, scale as you grow.

Automate Your Deposits

Set up weekly transfers using Robinhood, WeBull, Fidelity, SoFi, Rocket Money, or Credit Karma Money.

Track Your Progress

Celebrate milestones from $1K to $100K. Share wins in the Challenge Community and stay accountable.

Finish Strong

Reflect on your progress December 31, 2026. Set your next financial goal: invest, save more, or level up.

Pick the Tier That Fits
Your Life

Foundation

Weekly Savings

$25 to $100

Year-End Goal

$5,000 to $10,000

Momentum

Weekly Savings

$100 to $250

Year-End Goal

$10,000 to $25,000

Accelerator

Weekly Savings

$250 to $500

Year-End Goal

$25,000 to $50,000

Elite

Weekly Savings

$500 to $1,000

Year-End Goal

$50,000 to $75,000

$100k Club

Weekly Savings

$1,900+

Year-End Goal

$100,000+

WHAT YOU GET

Everything You Need to Succeed

Monthly Guidance from Chris

Receive monthly emails with financial strategies, mindset coaching, and real success stories. Stay focused when motivation fades.

Challenge Community

Join thousands of people saving alongside you in the private Patreon/Discord. Share wins, troubleshoot challenges, and stay motivated.

Proven Tools

Utilize free and low cost services from Moo-Moo (Chris Sian Inc. partner), SoFi, Rocket Money, or Credit Karma Money to automate deposits and track progress effortlessly.

Quick Reference Savings Guide

Get a quick-reference guide with action steps, milestone checklist, and Chris' top savings rules.

Start Today. Save Consistently.

Build Lasting Wealth.

Join thousands of people taking control of their money in 2026.

By joining, you'll receive:

WHO THIS IS FOR

This Challenge Is For You If...

  • You're tired of living paycheck to paycheck
  • You want to build an emergency fund but keep putting it off
  • You've tried to save before but lacked structure and accountability
  • You're ready to prove to yourself that you can be disciplined with money
  • You want a financial foundation before you start investing
  • You're committed to showing up every single week for a year

This Challenge Is NOT For You If...

  • You're looking for get-rich-quick schemes or investment shortcuts
  • You're not willing to automate and track your progress
  • You want someone else to do the work for you

FAQ

Your Questions, Answered

No. The $100K goal is the ultimate destination, but you choose your tier based on your income. Whether you save $5K or $100K, the discipline you build is what matters.

Consistency is key, but life happens. Just pick up where you left off the next week. The goal is long-term progress.

Yes, you can upgrade or downgrade your tier based on changes to your financial situation.

The email guidance and basic framework are free. Optional community access and specific tools may have their own costs.

We recommend a high-yield savings account or an automation app like SoFi, Rocket Money, or similar platforms.

Start with what you can! Building the habit of saving is more important than the initial amount.

The official challenge kicks off on January 1, 2026. However, you can start automating your accounts today.